booking with TAs and disney, is it safe?

[buzzchamp]

I know package holidays are covered by insurance policies but if I book with a travel agent or disney direct, is that covered or not? thanks!

[Johnie]

You can add insurance to your bookings with both a TA and Disney.

[Britchick]

i usually do DIY and use my credit card so that covers me.

[Val]

if you book flights and accommodation together then they become a package and you are covered by ATOL in the UK
if you book flights and accommodation with different suppliers, ie virgin flights and then disney accomm through some agents (shameless plug, like Travel Counsellors) then you are protected through their financial protection trusts....

this is assuming you are in the UK of course.