Well.....it started when we were in Orlando a couple of weeks ago. I received an unknown call on my cell phone. It was from a guy who sounded like he was in an Indian call center. He yelled at me and wouldn't answer any questions. He also had my social security number!! Anyway, at that time, he told me I had committed fraud with a bank and that I would be arrested. Scared me to death is what he did. I called my cell phone provider but they couldn't do anything since it was an unknown number. I even called the non emergency police number and they couldn't do anything either. The sargeant told me that people can get anything off the internet. I've received several calls since then, all with unknown or private numbers.

Today, I get a call with an actual phone number. Again it sounds like an Indian guy in a call center. He gives me a completely American sounding name though. He had the last 4 digits of my ssn, my bank name and account number! He tried to tell me that I had taken out a payday loan in Aug 2005 and that I now owed $5484.87! He said I was being charged with violating federal banking regulations, credit card fraud, etc. I NEVER took out a payday loan online! I did a google search of US National Bank and payday loans and found all kinds of interesting stuff about this being a scam.....

Can I say again that this scared the you know what right out of me???