I know, to all you excellent photographers, that this may come as a travesty... But after years of lugging around a heavy camera bag, my shoulder decided to protest and now insists that I get one of those convenient light-weight little cameras that you can slide into a pocket or will fit easily into the small Disney over-the-shoulder bag where I keep my inhaler, phone, and room key. So I thought that maybe I should ask one of you camera experts what you would recommend. Obviously I don't want to give up photo quality (I realize it won't be the same...). But I would like a camera that offers different "scene" functions, has decent optical zoom, etc. So, what would any of you suggest? By the way, I also do not want to have to mortgage my home or sell my youngest child to buy this thing... Under $400 would be great, if possible.

Thanks a bunch!