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Thread: Travel insurance

  1. #1
    Senior Member Dawn's Avatar
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    Now that we have all the details in place and the deposit has been paid I need to set up the travel insurance.

    Quotes for the 3 of us are ranging for 33 to over 100. I know that cheapest is not necessarily best, so what do you look for in insurance cover, apart from eleventy billion pounds for medical expenses?

  2. #2
    Senior Member Dawn's Avatar
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    Oh in case you're wondering, Steven's nannies have to sort out their own cover as they are ladies over a certain age.

  3. #3
    Administrator Wendy's Avatar
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    Mine is always mega expensive because of existing medical conditions but I always make sure we have:

    Medical expenses for around 10m
    Cancellation including for ill health
    Travel disruption which includes missed flights, delayed flights, natural disasters etc
    Personal liability - I always try to keep this to about 2m
    Personal accident
    Legal expenses
    Baggage, delay, lost, stolen
    Theft
    Bankruptcy of travel company

    Then there is all the usual standard cover.









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  4. #4
    Senior Member Dawn's Avatar
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    Looking at some of the cheaper policies and the cancellation cover does not cover the cost of half the holiday.

  5. #5
    Administrator Wendy's Avatar
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    You will probably find the cheaper companies don't have such good cover.

    Have you tried the Post Office, they compare insurance companies and they are quite competitive.

    I know it sounds silly but the other thing to do is look for an annul policy as these are sometimes cheaper with better cover. I always get an annual policy









    If ever there is a tomorrow when we're not together.......
    there is something you must always remember.
    You are braver than you believe, stronger than you seem, and smarter than you think.
    But the most important thing is, even if we're apart...... I'll always be with you.
    Winne the Pooh - A A Milne



    A friend is a hand that is always holding yours,
    no matter how close or far apart you may be.
    A friend is someone who is always there and will always, always care.
    A friend is a feeling of forever in the heart.

  6. #6
    Senior Member Dawn's Avatar
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    Yeah we had Post Office last time.

    Might go with them again. Some places have comparable cover for a bit less but I've never heard of them.

  7. #7
    Administrator Wendy's Avatar
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    Some of the ones you haven't heard of are underwritten by the bigger companies, who are they









    If ever there is a tomorrow when we're not together.......
    there is something you must always remember.
    You are braver than you believe, stronger than you seem, and smarter than you think.
    But the most important thing is, even if we're apart...... I'll always be with you.
    Winne the Pooh - A A Milne



    A friend is a hand that is always holding yours,
    no matter how close or far apart you may be.
    A friend is someone who is always there and will always, always care.
    A friend is a feeling of forever in the heart.

  8. #8
    Senior Member Dawn's Avatar
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    I did a TopCashBack comparison and got loads.

    Post Office wins though. All covered. I'm not allowed to put myself in life threatening situations except to go to the aid of another human being in a life threatening situation.

    Does that mean Summit Plummit is out?

  9. #9
    Administrator Tink's Avatar
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    Hmmmm... or bungee jumping, or hang gliding, or 'gator hunting? Sounds like you'd have to be overly cautious.






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  10. #10
    Senior Member Dawn's Avatar
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    Summit Plummit is far gairier than gator hunting.

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