They really don't miss a trick do they? perhaps we all just ought to have our wages paid straight to Disney
I personally think it is a terrible idea :-(
As of right now, it takes travel agents right out of the equation. When you book a trip with me, you get a free gift anyway :-)
You can put your money into an interest bearing savings account and save that way.
You can purchase Disney Dollars or Disney gift cards (which are just about everywhere in the US) to save and you can apply the gift cards to your vacation.
You can book your vacation and make payments on it. I do this for people ALL OF THE TIME.
Plus, if you need to get that money asap for an emergency, you can get it pretty quickly out of your own savings account. If you want to get it back from Disney, I imagine it may take awhile.
I think I read that the money has to be in the account for at least 120 days, and that you must request the gift card 4-6 weeks before your travel date to ensure delivery.Originally Posted by Britchick, post: 327864, member: 39
Edited to add:
"You'll be eligible for a $20 Disney Gift Card for every $1000 you spend on qualified vacation purchases with your Disney Vacation Account prior to December 31, 2015 (date subject to extension), up to a total maximum of $500 in Disney Gift Card(s) per household. Your Disney Vacation Account must be active for a minimum of 120 days at the time of spending in order to receive this Bonus. All accounts registered to the same address are considered part of the same household."
I'm with Johnie on this one. Save the money yourself in your own account at your bank. I'm sure most banks these days will be happy to setup an automatic deposit payment for you.Originally Posted by Johnie, post: 327865, member: 92
While this thing has a degree of Disney Magic seemingly associated with it (did you see the green, glowing mickey head icons), it seems to me that the only one who benefits on this one is Disney. If they're holding your money for some period of time, I'm sure they're getting much better than 2% interest on it. Multiply that float by however many people participate in this thing and they're probably more than paying for the administration of this program and making a healthy profit too.
Nope. I'll handle it myself in my bank. But thanks anyway.
Tom ( ... gives old Scrooge McDuck something to do. )
I'm not disagreeing with you on the whole, I prefer to handle my own money as well, and typically my savings are not strictly for a Disney vacation (so this program wouldn't really benefit me that much), but don't banks ALSO benefit in much the same way as you're saying Disney will?Originally Posted by catrancher, post: 327892, member: 615
I think if I were going to do anything, it would be as Johnie suggested, paying the balance out over time through my TA (or Disney Travel Company) or purchasing Disney gift cards and applying them to my balance.
Absolutely. No doubt about it. It was probably unfair of me to single Disney out for doing something that the banks also do. It's just that banks are financial institutions whose entire business model revolves around the movement of small, green pieces of paper. Disney is an entertainment company.Originally Posted by Beccaberry, post: 327893, member: 61
Tom ( ... just not the same. Although it is attractive.)