We have a thing called 'PassPlus' which teaches you night and motorway driving. It's basically like an extra certificate. With certain insurance companies you get a little bit of discount for doing that. I am going to just be insured on my Mum's car for a little while until I have enough funds for insurance and a car. I am going to try my hardest to pay 1 years insurance in one lump-sum, that way I won't find myself without a car if I run out of money.