Can someone explain this to me please. I tend to book through USrentacar and pay for the Gold insurance- i believe it's now called platinum. I like to know that most things are covered when it comes to things like this. Now potentially we are booking through a travel agent a car comes with the package. It costs as much to add the insurance as it does to hire separately through a broker. Now, i've heard about the global annual car insurance policies and i've got a quote for £100 per year- including the USA. Will this cover me for the car taken through the travel agent?