I know I know, how many times will I ask the same question I keep looking. Everyone who's ever bought it has said the only regret is not buying into it earlier. It feels like it would be good but then I look at the cost and the annual dues and end up thinking it's many years until it saves anything. We prefer a villa these days BUT a few days each stay onsite would perhaps be nice. ESPECIALLY if I could stay at a BLT magic kingdom view or a nice grand floridian or even beach club for EPCOT access. So.... a lot of people seem to buy 150 points. On average, for the lowest room type, how many nights would that be? I know it'll be different for each resort but are we talking 3 nights ish? 7 nights ish? If you can use points to stay anywhere, is the ONLY advantage in paying $150 for GF over say $100 for elsewhere that you get first choice at the GF dates? What exactly does the use year thing mean? Say I had 150 points at Saratoga, how hard would it be to get dates at BLT? Do they somehow say "ok well 1 night at BLT would be 20 BLTpoints but it'll be 30 Saratoga points?"