Travel insurance

Discussion in 'General' started by Dawn, Aug 18, 2012.

  1. Dawn

    Dawn New Member

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    Now that we have all the details in place and the deposit has been paid I need to set up the travel insurance.

    Quotes for the 3 of us are ranging for £33 to over £100. I know that cheapest is not necessarily best, so what do you look for in insurance cover, apart from eleventy billion pounds for medical expenses?
     
  2. Dawn

    Dawn New Member

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    Oh in case you're wondering, Steven's nannies have to sort out their own cover as they are ladies over a certain age.
     
  3. Wendy

    Wendy Administrator Staff Member Administrator

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    Mine is always mega expensive because of existing medical conditions :sigh: but I always make sure we have:

    Medical expenses for around £10m
    Cancellation including for ill health
    Travel disruption which includes missed flights, delayed flights, natural disasters etc
    Personal liability - I always try to keep this to about £2m
    Personal accident
    Legal expenses
    Baggage, delay, lost, stolen
    Theft
    Bankruptcy of travel company

    Then there is all the usual standard cover.
     
  4. Dawn

    Dawn New Member

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    Looking at some of the cheaper policies and the cancellation cover does not cover the cost of half the holiday. :nono:
     
  5. Wendy

    Wendy Administrator Staff Member Administrator

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    You will probably find the cheaper companies don't have such good cover.

    Have you tried the Post Office, they compare insurance companies and they are quite competitive.

    I know it sounds silly but the other thing to do is look for an annul policy as these are sometimes cheaper with better cover. I always get an annual policy :yes:
     
  6. Dawn

    Dawn New Member

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    Yeah we had Post Office last time.

    Might go with them again. Some places have comparable cover for a bit less but I've never heard of them. :unsure:
     
  7. Wendy

    Wendy Administrator Staff Member Administrator

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    Some of the ones you haven't heard of are underwritten by the bigger companies, who are they :unsure:
     
  8. Dawn

    Dawn New Member

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    I did a TopCashBack comparison and got loads.

    Post Office wins though. All covered. I'm not allowed to put myself in life threatening situations except to go to the aid of another human being in a life threatening situation.

    Does that mean Summit Plummit is out? :unsure:
     
  9. Tink

    Tink Administrator Staff Member Administrator

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    Hmmmm... or bungee jumping, or hang gliding, or 'gator hunting? Sounds like you'd have to be overly cautious. ;)
     
  10. Dawn

    Dawn New Member

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    Summit Plummit is far gairier than gator hunting.
     
  11. Tink

    Tink Administrator Staff Member Administrator

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    Well true, but you do get to wear those cool knee high leather boots when huntin' 'gator! Wundermuss! A fais dos dos!!!
     

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