1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.
  2. Welcome both old friends and new to the all new Walt Disney Secrets :-D Please take a moment to say hi

Travel insurance

Discussion in 'General' started by Dawn, Aug 18, 2012.

  1. Dawn
    Offline

    Dawn carpe diem-ing Forum Host

    Joined:
    Jun 29, 2008
    Messages:
    14,293
    Likes Received:
    119
    Trophy Points:
    63
    Location:
    In the red...
    Now that we have all the details in place and the deposit has been paid I need to set up the travel insurance.

    Quotes for the 3 of us are ranging for £33 to over £100. I know that cheapest is not necessarily best, so what do you look for in insurance cover, apart from eleventy billion pounds for medical expenses?
  2. Dawn
    Offline

    Dawn carpe diem-ing Forum Host

    Joined:
    Jun 29, 2008
    Messages:
    14,293
    Likes Received:
    119
    Trophy Points:
    63
    Location:
    In the red...
    Oh in case you're wondering, Steven's nannies have to sort out their own cover as they are ladies over a certain age.
  3. Wendy
    Offline

    Wendy A hui hou kakou makuakane Staff Member Administrator

    Joined:
    Jun 30, 2008
    Messages:
    22,730
    Likes Received:
    640
    Trophy Points:
    113
    Location:
    In Neverland
    Mine is always mega expensive because of existing medical conditions :sigh: but I always make sure we have:

    Medical expenses for around £10m
    Cancellation including for ill health
    Travel disruption which includes missed flights, delayed flights, natural disasters etc
    Personal liability - I always try to keep this to about £2m
    Personal accident
    Legal expenses
    Baggage, delay, lost, stolen
    Theft
    Bankruptcy of travel company

    Then there is all the usual standard cover.
  4. Dawn
    Offline

    Dawn carpe diem-ing Forum Host

    Joined:
    Jun 29, 2008
    Messages:
    14,293
    Likes Received:
    119
    Trophy Points:
    63
    Location:
    In the red...
    Looking at some of the cheaper policies and the cancellation cover does not cover the cost of half the holiday. :nono:
  5. Wendy
    Offline

    Wendy A hui hou kakou makuakane Staff Member Administrator

    Joined:
    Jun 30, 2008
    Messages:
    22,730
    Likes Received:
    640
    Trophy Points:
    113
    Location:
    In Neverland
    You will probably find the cheaper companies don't have such good cover.

    Have you tried the Post Office, they compare insurance companies and they are quite competitive.

    I know it sounds silly but the other thing to do is look for an annul policy as these are sometimes cheaper with better cover. I always get an annual policy :yes:
  6. Dawn
    Offline

    Dawn carpe diem-ing Forum Host

    Joined:
    Jun 29, 2008
    Messages:
    14,293
    Likes Received:
    119
    Trophy Points:
    63
    Location:
    In the red...
    Yeah we had Post Office last time.

    Might go with them again. Some places have comparable cover for a bit less but I've never heard of them. :unsure:
  7. Wendy
    Offline

    Wendy A hui hou kakou makuakane Staff Member Administrator

    Joined:
    Jun 30, 2008
    Messages:
    22,730
    Likes Received:
    640
    Trophy Points:
    113
    Location:
    In Neverland
    Some of the ones you haven't heard of are underwritten by the bigger companies, who are they :unsure:
  8. Dawn
    Offline

    Dawn carpe diem-ing Forum Host

    Joined:
    Jun 29, 2008
    Messages:
    14,293
    Likes Received:
    119
    Trophy Points:
    63
    Location:
    In the red...
    I did a TopCashBack comparison and got loads.

    Post Office wins though. All covered. I'm not allowed to put myself in life threatening situations except to go to the aid of another human being in a life threatening situation.

    Does that mean Summit Plummit is out? :unsure:
  9. Tink
    Offline

    Tink Cead Mille Failte! Staff Member Administrator

    Joined:
    Jun 29, 2008
    Messages:
    25,996
    Likes Received:
    436
    Trophy Points:
    83
    Gender:
    Female
    Location:
    15 minutes (or so) North of WDW
    Hmmmm... or bungee jumping, or hang gliding, or 'gator hunting? Sounds like you'd have to be overly cautious. ;)
  10. Dawn
    Offline

    Dawn carpe diem-ing Forum Host

    Joined:
    Jun 29, 2008
    Messages:
    14,293
    Likes Received:
    119
    Trophy Points:
    63
    Location:
    In the red...
    Summit Plummit is far gairier than gator hunting.
  11. Tink
    Offline

    Tink Cead Mille Failte! Staff Member Administrator

    Joined:
    Jun 29, 2008
    Messages:
    25,996
    Likes Received:
    436
    Trophy Points:
    83
    Gender:
    Female
    Location:
    15 minutes (or so) North of WDW
    Well true, but you do get to wear those cool knee high leather boots when huntin' 'gator! Wundermuss! A fais dos dos!!!

Share This Page